Title Loan, how soon can they repo?

Ok, so this is my second loan with Titlemax. First one I paid off early. This time I am a year in, have never been late on a payment. I am currently 4 days late on a payment because my hours got cut at work, I know, that's not their problem. They called all my refs. I called them and told them I would be there Friday (day after tomorrow) and to please not call my refs tomorrow again. She told me I had to come into the office and tell them face to face that I will be in Friday. I told her I don't have the gas to drive 20 miles to tell her the same thing I just told her. So she said that she was putting me in collections status and that she would call all of my refs repeatedly tomorrow if she didn't see my face in the morning. I have to work in the morning. Seriously. I have never had a problem with this company. Until now. My question is, since the conversation got a little heated, can she now retaliate and repo my car being only 4 days late? I have a feeling the answer is yes. I understand I owe the money, so please don't comment, but couldn't she have been even an ounce understanding that I get PAID on Friday, and only every other week, and I will be there Friday to make a payment, why did she have to threaten me. I have been a good customer for almost 2 years. If I ever need a loan again, I won't go to Titlemax based on this one experience. So, how likely is it that they will repo my car in the next two days before I can make my payment? Get my taxes back in two weeks can't wait to pay this thing off and be done!